{"id":11868,"date":"2024-12-16T11:20:38","date_gmt":"2024-12-16T11:20:38","guid":{"rendered":"https:\/\/zipgrid.com\/societysunday\/?p=11868"},"modified":"2024-12-16T11:41:21","modified_gmt":"2024-12-16T11:41:21","slug":"insuring-society-property-a-key-responsibility-for-cooperative-societies-2","status":"publish","type":"post","link":"https:\/\/zipgrid.com\/societysunday\/insuring-society-property-a-key-responsibility-for-cooperative-societies-2\/","title":{"rendered":"Insuring Society Property: A Key Responsibility for Cooperative Societies."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11868\" class=\"elementor elementor-11868\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4420517f blog_details_list e-flex e-con-boxed e-con e-parent\" data-id=\"4420517f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5cc98a4 e-con-full e-flex e-con e-child\" data-id=\"5cc98a4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f407bc elementor-widget elementor-widget-shortcode\" data-id=\"6f407bc\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1980\" class=\"elementor elementor-1980\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3437f1e3 e-con-full blog_details_list e-flex e-con e-parent\" data-id=\"3437f1e3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38d0f20 elementor-widget elementor-widget-html\" data-id=\"38d0f20\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n    .elementor-widget .elementor-icon-list-icon svg{width:14px;\nheight:14px;}\n.elementor-1980 .elementor-element.elementor-element-abb887d .elementor-heading-title {\n    color: #1D2026;\n    font-size: 22px;\n    font-weight: 600;\n    line-height: 34px;\n}\n\n.elementor-1980 .elementor-element.elementor-element-57115bc .elementor-author-box__avatar img {\n    width: 40px;\n    height: 40px;\n}\n.elementor-author-box {\n    align-items: center;\n    display: flex\n;\n}\nbody.rtl .elementor-1980 .elementor-element.elementor-element-57115bc.elementor-author-box--layout-image-left .elementor-author-box__avatar, body:not(.rtl) .elementor-1980 .elementor-element.elementor-element-57115bc:not(.elementor-author-box--layout-image-above) .elementor-author-box__avatar {\n    margin-right: 12px;\n    margin-left: 0;\n}\n.elementor-author-box__avatar img {\n    border-radius: 500px;\n    -o-object-fit: cover;\n    object-fit: cover;\n    width: 100px;\n}\n<\/style>\n\n\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2836d elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cd2836d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/societysunday\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Society Sunday<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Blog<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abb887d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"abb887d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Insuring Society Property: A Key Responsibility for Cooperative Societies.<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57115bc elementor-author-box--image-valign-middle elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-widget elementor-widget-author-box\" data-id=\"57115bc\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/secure.gravatar.com\/avatar\/ba0722211ff7ca91d7f0995ed7ca5e15b27e9b4b61ced2cff6728fdf2e7dbaad?s=100&#038;d=mm&#038;r=g\" alt=\"Picture of Hemant Joshi\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<div class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tHemant Joshi\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\tSenior Manager - CRM &amp; New Business\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1fa57c mb elementor-widget elementor-widget-image\" data-id=\"d1fa57c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33.jpeg\" class=\"attachment-full size-full wp-image-11845\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33.jpeg 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-300x169.jpeg 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-540x304.jpeg 540w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-344x194.jpeg 344w\" sizes=\"(max-width: 717px) 100vw, 717px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c349ea elementor-widget elementor-widget-heading\" data-id=\"5c349ea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Introduction<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fce176f elementor-widget elementor-widget-text-editor\" data-id=\"fce176f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom:5px\">Insuring the property of a Cooperative society is not just a good practice but also a critical responsibility to ensure the collective safety and financial stability of its members. According to the Model Bye-Laws of Cooperative Housing Societies, society property encompasses common areas, infrastructure, and essential assets, which must be adequately insured. This includes the structure of the building, parking spaces, electrical installations, water pumps, elevators, and other shared facilities. The aim is to protect the society and its members from unforeseen events such as natural disasters, fire, theft, or accidents.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb3cf2d elementor-widget elementor-widget-text-editor\" data-id=\"cb3cf2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom:5px\">The bye-laws emphasize that the Managing Committee holds the duty to ensure that adequate insurance is procured and maintained. The cost of insurance is typically borne by the members, forming part of the regular maintenance charges. It is also vital that societies periodically review the adequacy of the insurance coverage to reflect changes in property values or the inclusion of new assets.<\/p>\n\n<p style=\"margin-bottom:5px\">By adhering to these guidelines, societies can mitigate risks, promote member confidence, and maintain financial security in the face of potential property-related emergencies.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89ac9b7 elementor-widget elementor-widget-heading\" data-id=\"89ac9b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Risks of Non-Insurance<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-959c25a elementor-widget elementor-widget-text-editor\" data-id=\"959c25a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style-type: decimal; font-weight: bold;\"><li><p style=\"margin-bottom: 0;\"><b>Financial Loss<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3db3264 elementor-widget elementor-widget-text-editor\" data-id=\"3db3264\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom:5px\">Without insurance, the cost of repairing or rebuilding in the event of fire, natural disasters, or other damages falls directly on members.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c39358 elementor-widget elementor-widget-text-editor\" data-id=\"6c39358\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style-type: decimal; font-weight: bold;\" start=\"2\"><li><p style=\"margin-bottom: 0;\"><b>Legal Complications<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0a6c3 elementor-widget elementor-widget-text-editor\" data-id=\"4c0a6c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: normal; margin-bottom: 0;\"><span style=\"font-weight: 400;\">Members may sue the Managing Committee for negligence if the property lacks adequate insurance.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e59f0 elementor-widget elementor-widget-text-editor\" data-id=\"a7e59f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style-type: decimal; font-weight: bold;\" start=\"3\"><li><p style=\"margin-bottom: 0;\"><b>Liability Risks<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b34e3 elementor-widget elementor-widget-text-editor\" data-id=\"f0b34e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom:5px\">ccidents on society premises, such as slips or structural failures, could lead to compensation claims, burdening the society financially.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eac269 elementor-widget elementor-widget-text-editor\" data-id=\"1eac269\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style-type: decimal; font-weight: bold;\" start=\"4\"><li><p style=\"margin-bottom: 0;\"><b>Loss of Essential Services<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c45a4c elementor-widget elementor-widget-text-editor\" data-id=\"8c45a4c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: normal; margin-bottom: 0;\"><span style=\"font-weight: 400;\">Damage to uninsured facilities like elevators, pumps, or electrical systems can disrupt day-to-day operations for extended periods.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e24a98e elementor-widget elementor-widget-text-editor\" data-id=\"e24a98e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style-type: decimal; font-weight: bold;\" start=\"5\"><li><p style=\"margin-bottom: 0;\"><b>Delayed Recovery<\/b><span style=\"font-weight: 400;\">: <\/span><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75e1f63 elementor-widget elementor-widget-text-editor\" data-id=\"75e1f63\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom: 10px;\">Rebuilding after disasters becomes a slow process due to funding issues, impacting residents&#8217; quality of life.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3be328 elementor-widget elementor-widget-heading\" data-id=\"d3be328\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Types of Insurance Policies and Claims Process\n<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b74d27 elementor-widget elementor-widget-text-editor\" data-id=\"9b74d27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom: 5px;\">Housing societies should consider comprehensive policies that cover fire and allied perils, natural calamities (like earthquakes, floods, and cyclones), and liability insurance for accidents occurring on the premises. Additionally, burglary insurance for high-value equipment and coverage for the society&#8217;s employees (such as watchmen or maintenance staff) under workmen&#8217;s compensation insurance is recommended. Some societies also opt for terrorism insurance, especially in urban areas, to address modern risks.<\/p>\n<p style=\"margin-bottom: 5px;\">In the event of a claim, societies must follow a systematic process. The Managing Committee should immediately inform the insurance provider of the incident and submit a claim form along with requisite documents, such as a police report (if applicable), photos of the damage, and an estimate of repair costs. The insurer will assess the claim through a surveyor and provide compensation based on the policy terms. Regularly updating members on the claims status and ensuring proper record-keeping enhances transparency and trust.<\/p>\n<p style=\"margin-bottom: 10px;\">Directors and Officers (D&amp;O) insurance is designed to protect the members of a housing society&#8217;s managing committee from personal liability arising from decisions or actions taken in their official capacity. Managing committees are entrusted with critical responsibilities, such as financial management, maintenance, and compliance with statutory regulations. However, even well-intentioned decisions can lead to disputes, legal claims, or accusations of mismanagement.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b9820c elementor-widget elementor-widget-heading\" data-id=\"2b9820c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Lessons from Real Incidents\n\n<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00523f6 elementor-widget elementor-widget-text-editor\" data-id=\"00523f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin-bottom:5px\">There are known instances where housing societies suffered due to a lack of insurance.\u00a0<\/p>\n\n<p style=\"margin-bottom:5px\">For example, after a devastating fire in a Mumbai housing society, residents faced months of financial hardship to restore the property, as no insurance policy was in place. In another instance, an old building collapsed during monsoons in Maharashtra, leaving members to shoulder significant repair costs without external assistance.<\/p>\n\n<p style=\"margin-bottom:5px\">By learning from such scenarios and securing appropriate insurance policies, societies can safeguard shared assets and uphold the community&#8217;s well-being effectively.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d85fa0d e-con-full e-flex e-con e-child\" data-id=\"d85fa0d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c85451 elementor-widget elementor-widget-shortcode\" data-id=\"3c85451\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1892\" class=\"elementor elementor-1892\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3437f1e3 e-con-full blog_details_list e-flex e-con e-parent\" data-id=\"3437f1e3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-427d6052 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"427d6052\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n\n    .blog_details_list article{\n        border-style: dashed!important;\n    flex-direction: row!important;\n    gap: 15px;}\n.blog_details_list article >.elementor-post__thumbnail__link{\n    width: 35%!important;\n    margin: 0px!important;\n}\n.blog_details_list article >.elementor-post__thumbnail__link>div{\n  height: 100%;\n  padding-bottom: 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\u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-11964 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/rules-for-subletting-in-a-cooperative-housing-society\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-2.jpeg\" class=\"attachment-full size-full wp-image-11966\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-2.jpeg 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/12\/WhatsApp-Image-2024-11-26-at-15.39.33-2-300x169.jpeg 300w, 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format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/navigating-the-mcs-amendment-ordinance-2019-a-guide-for-housing-societies-2\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/navigation_mcs.webp\" class=\"attachment-full size-full wp-image-8629\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/navigation_mcs.webp 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/navigation_mcs-300x169.webp 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/navigation_mcs-540x304.webp 540w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/navigation_mcs-344x194.webp 344w\" sizes=\"(max-width: 717px) 100vw, 717px\" 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post type-post status-publish format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/maharashtra-abolished-non-agricultural-tax-on-land-providing-relief-to-housing-societies\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/maharastra_abolished.webp\" class=\"attachment-full size-full wp-image-8618\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/maharastra_abolished.webp 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/maharastra_abolished-300x169.webp 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/maharastra_abolished-540x304.webp 540w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/maharastra_abolished-344x194.webp 344w\" sizes=\"(max-width: 717px) 100vw, 717px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/zipgrid.com\/societysunday\/maharashtra-abolished-non-agricultural-tax-on-land-providing-relief-to-housing-societies\/\" >\n\t\t\t\tMaharashtra abolished Non-Agricultural Tax on Land, Providing Relief to Housing Societies.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/zipgrid.com\/societysunday\/maharashtra-abolished-non-agricultural-tax-on-land-providing-relief-to-housing-societies\/\" aria-label=\"Read more about Maharashtra abolished Non-Agricultural Tax on Land, Providing Relief to Housing Societies.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6739 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/ensuring-transparency-and-accountability-recording-and-circulation-of-general-body-minutes-in-a-cooperative-society\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/circulation_of_general_body.webp\" class=\"attachment-full size-full wp-image-8614\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/circulation_of_general_body.webp 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/circulation_of_general_body-300x169.webp 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/circulation_of_general_body-540x304.webp 540w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/circulation_of_general_body-344x194.webp 344w\" sizes=\"(max-width: 717px) 100vw, 717px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/zipgrid.com\/societysunday\/ensuring-transparency-and-accountability-recording-and-circulation-of-general-body-minutes-in-a-cooperative-society\/\" >\n\t\t\t\tEnsuring Transparency and Accountability: Recording and Circulation of General Body Minutes in a Cooperative Society\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/zipgrid.com\/societysunday\/ensuring-transparency-and-accountability-recording-and-circulation-of-general-body-minutes-in-a-cooperative-society\/\" aria-label=\"Read more about Ensuring Transparency and Accountability: Recording and Circulation of General Body Minutes in a Cooperative Society\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6728 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/condominiums-vs-societies-a-comparative-overview\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"717\" height=\"403\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/condominiums.webp\" class=\"attachment-full size-full wp-image-8607\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/condominiums.webp 717w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/condominiums-300x169.webp 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/condominiums-540x304.webp 540w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/11\/condominiums-344x194.webp 344w\" sizes=\"(max-width: 717px) 100vw, 717px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/zipgrid.com\/societysunday\/condominiums-vs-societies-a-comparative-overview\/\" >\n\t\t\t\tCondominiums vs. Societies: A Comparative Overview\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/zipgrid.com\/societysunday\/condominiums-vs-societies-a-comparative-overview\/\" aria-label=\"Read more about Condominiums vs. Societies: A Comparative Overview\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4452 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/zipgrid.com\/societysunday\/streamlining-complaints-and-applications-in-a-cooperative-housing-society\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/07\/complain2.png\" class=\"attachment-full size-full wp-image-6401\" alt=\"\" srcset=\"https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/07\/complain2.png 512w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/07\/complain2-300x169.png 300w, https:\/\/zipgrid.com\/societysunday\/wp-content\/uploads\/2024\/07\/complain2-344x194.png 344w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/zipgrid.com\/societysunday\/streamlining-complaints-and-applications-in-a-cooperative-housing-society\/\" >\n\t\t\t\tStreamlining Complaints and Applications in a Cooperative Housing Society.\u00a0\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/zipgrid.com\/societysunday\/streamlining-complaints-and-applications-in-a-cooperative-housing-society\/\" aria-label=\"Read more about Streamlining Complaints and Applications in a Cooperative Housing Society.\u00a0\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Introduction Insuring the property of a Cooperative society is not just a good practice but also a critical responsibility to ensure the collective safety 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